A
Abused Child Shelters
Abused Spouses
Adult Day Care ++
Aerobics
Air shows
Alcoholic Clinics
Alcoholic Rehabilitation Centers ++
Alcohol / Drug Halfway House ++
Ambulance Attendants / Drivers
Ambulance Service; First Aid/Rescue Squads
Amusement Centers
Analytic Laboratories
Animal Boarding
Animal Grooming
Animal Rides
Animal Shows (small animals)
Animal Trainers
Apartments/Cooperatives
Arcades
Arcade Machines
Archery Ranges
Army & Navy Stores
Artificial Limb Fitter
Artisan Contractors Underwriting Criteria
Arts & Crafts Classes / Shows
Athletic Events / Programs
Auctions
Audiologist
Automobile Racing
Auto Shows
B
Barbers
Barber Shops
Bars
Bars/Taverns (Neighborhood)
Basketball Shoots
Bath Houses and Bathing Pavilions
Bathing Beaches
Battered Women Shelters ++
Batting Cages
Bazaars
Beauty Contests / Parlors / Schools
Beauty Salons - microderm abrasion ineligible
Beaches
Bicycle Racing
Bingo Games
Block Parties
Boarding (Horses)
Boats and Boat Shows
Boat Rentals
Boat Rides
Body Care/Grooming - microderm abrasion ineligible
Body Building
Body Wraps
Bowling Tournaments
Boys Ranch
Builders Risk - New Construction
Builders Risk - Renovations
Building Wrecking
Bumper Boats
Business Classes/Seminars (no consulting)
Business Computer
C
Camps - Sports/Non-sports - day & overnight
Campgrounds, Campsites, Trailer Camps
Canine Corps - Guard Dogs
Carnivals
Carpentry
CAT Scans - MRI
Catering
Cemeteries
Ceramics Classes
Child Care
Child Care Classes
Christmas Tree Lots / Farms
Circuses
Cleaning Services - office, residential
Clergy
Clinical Laboratories
Clinics
Closed Circuit TV Viewing
Clothing Stores
Clubs
Clubs-Exercise and Health
Clubs-Horse
Cleaning-Buildings (exterior), Sidewalks, Equipment
Clubs-Hunting
Clubs-Racquet Sports/Handball/Swimming
Coin-Operated Kidde Rides
Computers
Concerts
Condominium Associations - residential
Contact Lens Technicians
Contractors
Contractor's Equipment
Conventions
Cooperatives
Counseling - Alcohol, Drug, Psychological
Counselors & Counseling Agencies
Counselor - weight loss
Cosmetologists
County Clerk
Court Clerk
Court Reporter
Crime Coverage, Form C
Crime Coverage, Form D, E, Q
Criminal Release Program
D
Dances
Dance Classes - Instructor only (no studio)
Dance Studios
Data Processing
Day Care Centers ++ Underwriting Criteria
Day Care (Adult)
Demolition Contractors Underwriting Criteria
Demolition Derby's
Dental Hygienist
Dental Laboratories / Technicians
Denturists
Department Stores
Detective Agency
Developmentally Challenged
Diet Centers - reducing or weight-loss salons
Dietician
Dog Racing
Dog Shows
Driving Ranges
Drug Halfway ++ (no treatment)
Drug Clinics
Druggist
Drug Store
E
Ear Piercing
Easter Egg Hunts
Electrologists - Electrolysis
Electronic Data Processing Equip. (EDP)
Elevator Inspection, Service, Repair
Emergency Medical Attendants (EMT) Und.Criteria
Emergency Medical Technician Training
Employee Benefits Liability
Employee Dishonesty (blanket)
Employment Agencies
Equipment Rental Underwriting Criteria
Excavation
Excess Liability
Exercise and Health Studios
Exhibitions
F
Fairs/Festivals
Fairgrounds, Kiddie Parks, Parks, Arcades
Fine Arts
Fire Department Water Fights
Firefighters - volunteers
Fire Rescue Units - firefighters
Fireworks Displays
First Aid Training
Fishing Tournaments
Fitness Centers
Flea Markets
Floor Covering Stores
Floral Design Classes
Florists Shops
Foster Care
Funeral Homes
Funeral Directors
G
Garage Liability Underwriting Criteria
General Contractors ++
Go-Kart Tracks
Golf Clubs
Golf Tournaments
Grading of Land
Guard Dogs - canine corps
Guidance Counselors
Guides ++
Gun Shows
H
Halfway Houses ++
Handicapped - Mental or Physical Therapy
Haunted Houses
Hay Rides
Health or Exercise Clubs
Health Care Facilities - Alcohol/Drug
Health Care - individuals, agencies Und. Criteria
Health Clubs
Hearing Aid Specialists
Herbicide - pesticide applicators
Hired and Non owned Auto
Hobby Shops
Hole-In-One Contests
Holistic Practices
Home Health Care
Home Improvements Stores
Homeless Shelters
Homemaker Services
Homeowners Associations
Horse Racing / Shows
Horse Shoeing Classes Click here also
Hospices
Hunting Clubs
Hunting Preserves
Hygienist
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I
Ice Cream Socials
Installation Floater
J-K
Junk Dealers
Kennels
Kiddie Rides / Parks
L
Laboratories / Lab Technicians
Lakes / Pools
Landscape Gardening
Law Enforcement Professional
Lawn Care
Leather Goods & Saddle-making Classes
Light Manufacturing Classes
Liquor Liability Underwriting Criteria
Logger Competitions
M
Mammography, CAT Scans, MRI
Manicurists
Manufacturers
Marinas
Martial Arts / Karate
Marriage and Family Counselor
Massage Therapist
Massage Therapy Classes Click here also
Medical Administration Services
Medical Equipment - rental, sales, lease Und. Criteria
Medical Laboratory
Medical Technician
Meetings (Conventions)
Mentally Handicapped
Mental Health Clinics
Miniature Golf
Ministers
Miscellaneous Coverages Underwriting Criteria
Missions, Settlements or Halfway Houses
Mobile Home Parks
Mobile X-Ray
Money and Securities
Morticians
Motorized Vehicle Events
Mud Rallies
Musical Instruments
N
Neighborhood Bars/Taverns
Night Clubs
Non-Owned and Hired Auto
Non-Profit Counseling Agencies
Nurses
Nursing Home ++
Nurse Registries
Nursery Schools
Nutritionist
O
Occupational/Physical Rehabilitation
Occupational Therapist
Oil-Related Contractors Underwriting Criteria
Optician
Optometrist
Orphanages
Outpatient Psychiatric Clinics
Outfitters and Guides
OCP - Owners & Contractors Protective
P
PCA's
Parades
Paramedics
Pastoral Counselors
Patrol Agencies - can't encounter public
Pawnshops
Personal Articles
Personal Liability
Pest Control Services Underwriting Criteria
Pet Grooming
Petting Zoo
Pharmacist
Phlebotomist
Phone Answering
Photocopying Services
Photographer/Videographer
Photography Classes
Physical Therapists
Physical Therapy
Physically Handicapped
Picnics
Plays/Musical Theater
Political Rallies
Pony Rides
Power Washers Underwriting Criteria
Priests
Preschool/Latchkey
Private Counseling Agencies
Private Investigators
Prize Indemnification
Property Management
Prosthetic Devices (external)
Psychologists
Psychiatric Halfway Houses ++
Pumpkin Patch
R
Rabbi
Races - foot, cycle, boat, auto
Racquetball & Handball Centers
Real Estate Classes Click here also
Real Estate Property Management
Recreation Areas
Rehabilitation and Physical Therapy
Religious Retreats
Renovations
Respiratory Therapist
Restaurants (liquor recpts. < 35% of total)
Restaurants (liquor recpts. > 35% of total)
Reunions
Rodeos
Roofing Contractors
Rubber-stamping Classes Click here also
Running Races / Marathons
S
Salvage Yards
Santa Sleigh Visits
Sauna Design & Building
Security Guards - cannot encounter public
Seminars
Service Agencies (professional)
Service Stations
Sexual Molestation Liability
Shelters
Sheltered Workshops
Shooting Classes
Shooting Clubs
Shooting Ranges
Sick Care Drop-In
Sidewalk Sales
Skating Rinks
Snowmobile Club / Trails
Soap Box Derbies
Social Gatherings
Social Worker
Soup Kitchen
Spa Services
Speach Therapists
Special Events
Specialty Training
Special Needs Centers
Spectator Liability
Sport Camps
Sporting Goods Store Click here also
Sport Leagues
Sport Instructors
Sporting Events
Stationary Store
Stores
Storefront Kiddie Rides
Street Dances
Street Vendors Click here also
Swap Meets
Swimming Pools / Clubs
T
Tagged Fish
Tanning Beds/Booths/Body Care Und. Criteria
Taverns / Bars / Restaurants
Taxidermy Classes Click here also
Teachers
Teen Runaway Shelter
Tennis Facilities
Theatrical Events
Therapists
Therapy Centers
Town Houses - association risk
Trade Shows
Trailer Camps, Motor Homes
Tree Pruning, Dusting, Spraying, Repairing
Trip Transit
Turkey Shoots
U-W
Unwed Mother Home
Veterinarian
Video Rentals
Volleyball
Volunteer Firefighters E & O
Volunteer Rescue
Watch making Classes
Water Hazards
Watercraft Rental
Wedding Receptions
Weight Lifting
Welding Underwriting Criteria
Welfare Workers
White Water Exposures
Workshops
Workshops (Training)
Wrecking Contractors
X-Z
X-Ray Laboratory
X-Ray Technicians
Yoga Meditation Classes
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